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20 Rosco Road, Freemans Waterhole NSW 2323

Moderate overall risk

This property is in a mapped flood and bushfire area

Standard home & contents policies don't all include flood cover — and premiums vary a lot by address. Compare policies that cover flood before you buy.

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RiskModerate
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Flood and fire risk

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Flood
Flood-prone
Within a mapped flood-planning area (no likelihood grade assigned).
Bushfire
In area
Bushfire-prone area
Zoning
Environmental
Environmental management — conservation land with strong limits on development.

Council zone: Environmental Management

School catchment
2 zones
PrimaryAwaba Public School
SecondaryToronto High School
All Lake Macquarie school rankings →

Property values

Median sale price across Freemans Waterhole's postcode area

Houses
$838,000+13.56%
Postcode-area median · Q4 2025
Units & apartments
$588,000+14.17%
Postcode-area median · Q4 2025

Postcode-area median — NSW figures are reported by postcode, so this covers Freemans Waterhole and nearby suburbs sharing its postcode. Not a valuation of this specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Crime

Reported offences around Lake Macquarie

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7,157
offences per 100k — Lake Macquarie council area
15,313
reported offences (last 12 months) in the Lake Macquarie council area
01,0002,000202120222023202420252026

Reported offences in the Lake Macquarie council area over time

Development in the area

New dwellings approved across Lake Macquarie council

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1,187
Dwellings/yr
768
Houses
419
Units
01,0002,0002020202120222023202420252026

New dwellings approved in the 12 months to May 2026, across the whole Lake Macquarie council area (not just this address). Source: ABS Building Approvals.

Who lives here

7.5% of Freemans Waterhole’s 120 residents were born overseas

Top ancestries

English54.2%
Australian48.3%
Scottish13.3%
German7.5%
Australian Aboriginal6.7%
Irish4.2%

Suburb-level profile for Freemans Waterhole, not this specific address. Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Explore Freemans WaterholeFull suburb profile — crime, schools, development, demographics & hazard map.

Indicative only — verify with the relevant council or department before relying on it. Sources: NSW Department of Planning (land zoning & flood-planning overlays), NSW Rural Fire Service (bushfire-prone land), NSW Department of Education (school catchments), NSW BOCSAR (crime), Geoscape G-NAF (addresses).