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Freshwater Creek flood & bushfire risk

Of Freshwater Creek’s 290 mapped properties, 6.2% are in a mapped flood area and 100% are in a bushfire hazard area.

For context, Freshwater Creek’s flood exposure is above the VIC average of 3.9%, and bushfire exposure is above the VIC average of 18.2%.

6.2%
In a flood area
100%
In a bushfire area
290
Mapped properties

Where the hazards are in Freshwater Creek

Flood and bushfire areas across Freshwater Creek. Zoom in to see how they fall relative to individual streets.

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Crime near Freshwater Creek

Freshwater Creek sits in the Surf Coast council area, which recorded 1,000 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
07501,50020172019202120232025

Every reported offence by type — these add up to the 1,000 total. Figures are for the whole Surf Coast council area (which may cover several suburbs), last 12 months. Reported offences only.

Zoning in Freshwater Creek

Freshwater Creek is mostly rural. The most common zones:

Rural97.6% of properties

Rural — farming and agricultural land; housing is limited.

Zone: FARMING ZONE

Open space1.7% of properties

Open space / recreation — parks and sporting land; not for housing.

Zone: TRANSPORT ZONE 2 - PRINCIPAL ROAD NETWORK

Open space0.7% of properties

Open space / recreation — parks and sporting land; not for housing.

Zone: PUBLIC PARK AND RECREATION ZONE

School catchments in Freshwater Creek

PrimaryBellbrae Primary School · Moriac Primary School · Mount Duneed Regional Primary School · Torquay P-6 College
SecondaryGrovedale College · Surf Coast Secondary College

Freshwater Creek can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Freshwater Creek

At the 2021 Census, 9.7% of Freshwater Creek’s 454 residents were born overseas.

Top ancestries

English42.5%
Australian41.6%
Scottish16.1%
Irish13.4%
German5.7%
Italian3.1%

Top countries of birth

England3.3%
New Zealand1.3%
Malta0.9%
United States0.9%
Scotland0.7%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Freshwater Creek

Surf Coast council approved 267 new dwellings in the 12 months to May 2026.

267
Dwellings/yr
240
Houses
27
Units
03006002020202120222023202420252026

New dwellings approved across the whole Surf Coast council area (not just Freshwater Creek). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Freshwater Creek address:

Nearby suburbs

Bellbrae · 0.6% floodParaparap · 2.1% floodMount Moriac · 0% floodMoriac · 1% floodWaurn Ponds · 0.2% floodMount Duneed · 0.5% flood

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.