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Tarwin Lower flood & bushfire risk

Of Tarwin Lower’s 545 mapped properties, 18.2% are in a mapped flood area and 100% are in a bushfire hazard area.

For context, Tarwin Lower’s flood exposure is above the VIC average of 3.9%, and bushfire exposure is above the VIC average of 18.2%.

18.2%
In a flood area
100%
In a bushfire area
545
Mapped properties

Where the hazards are in Tarwin Lower

Flood and bushfire areas across Tarwin Lower. Zoom in to see how they fall relative to individual streets.

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Crime near Tarwin Lower

Tarwin Lower sits in the South Gippsland council area, which recorded 1,628 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,0002,00020172019202120232025

Every reported offence by type — these add up to the 1,628 total. Figures are for the whole South Gippsland council area (which may cover several suburbs), last 12 months. Reported offences only.

Zoning in Tarwin Lower

Tarwin Lower is mostly rural. The most common zones:

Rural50.3% of properties

Rural — farming and agricultural land; housing is limited.

Zone: FARMING ZONE

Township33% of properties

Township — small-town mix of homes, shops and local services.

Zone: TOWNSHIP ZONE

Residential8.4% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: LOW DENSITY RESIDENTIAL ZONE

School catchments in Tarwin Lower

Tarwin Lower can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Tarwin Lower

At the 2021 Census, 13% of Tarwin Lower’s 462 residents were born overseas.

Top ancestries

English48.3%
Australian40.5%
Irish13%
Scottish11.3%
Dutch6.3%
Italian3.5%

Top countries of birth

England4.5%
New Zealand2.2%
Netherlands1.5%
Fiji0.6%
Germany0.6%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Tarwin Lower

South Gippsland council approved 151 new dwellings in the 12 months to May 2026.

151
Dwellings/yr
145
Houses
6
Units
01753502020202120222023202420252026

New dwellings approved across the whole South Gippsland council area (not just Tarwin Lower). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Tarwin Lower address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.