Charlotte Bay flood & bushfire risk
Of Charlotte Bay’s 388 mapped properties, 68% are in a mapped flood area and 94.1% are in a bushfire hazard area.
For context, Charlotte Bay’s flood exposure is above the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.
Check a specific Charlotte Bay address
Risk varies property by property.
Hazard exposure
Where the hazards are in Charlotte Bay
Flood and bushfire areas across Charlotte Bay. Zoom in to see how they fall relative to individual streets.
Crime near Charlotte Bay
Charlotte Bay sits in the Mid-Coast council area, which recorded 8,378 reported offences in the 12 months to Mar 2026.
Every reported offence by type — these add up to the 8,378 total. Figures are for the whole Mid-Coast council area (which may cover several suburbs), last 12 months. Reported offences only.
Property values in Charlotte Bay
Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.
Indicative postcode-area estimate — NSW medians are reported by postcode, so Charlotte Bay shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).
Zoning in Charlotte Bay
Charlotte Bay is mostly rural. The most common zones:
Rural — farming and agricultural land; housing is limited.
Zone: Rural Landscape
Rural residential — acreage-style homes on large lots; semi-rural living.
Zone: Large Lot Residential
Check your council’s planning scheme for what this zone allows.
Zone: Village
School catchments in Charlotte Bay
Charlotte Bay can span more than one catchment — check a specific address (below) for the exact school.
Who lives in Charlotte Bay
At the 2021 Census, 12% of Charlotte Bay’s 175 residents were born overseas.
Top ancestries
Top countries of birth
Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.
Development near Charlotte Bay
Mid-Coast council approved 504 new dwellings in the 12 months to Jun 2026.
New dwellings approved across the whole Mid-Coast council area (not just Charlotte Bay). See the council trend. Source: ABS Building Approvals.
Nearby suburbs
Other suburbs in Mid-Coast
Compare Charlotte Bay with the rest of the council area, largest first.
Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.