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Cardigan flood & bushfire risk

Of Cardigan’s 891 mapped properties, 2.9% are in a mapped flood area and 89.9% are in a bushfire hazard area.

For context, Cardigan’s flood exposure is below the VIC average of 3.9%, and bushfire exposure is above the VIC average of 18.2%.

2.9%
In a flood area
89.9%
In a bushfire area
891
Mapped properties

Where the hazards are in Cardigan

Flood and bushfire areas across Cardigan. Zoom in to see how they fall relative to individual streets.

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Crime near Cardigan

Cardigan sits in the Ballarat council area, which recorded 11,299 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
07,50015,00020172019202120232025

Every reported offence by type — these add up to the 11,299 total. Figures are for the whole Ballarat council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Cardigan

Median sale price by property type, with the year-on-year change.

Houses
$1,115,000+17.37%
Median · Q4 2025

Indicative suburb-wide estimate only — not a valuation of any specific property. A home’s actual value depends on its size, condition and exact location. Source: Valuer-General Victoria median sale prices (CC BY 4.0).

Zoning in Cardigan

Cardigan is mostly residential. The most common zones:

Residential61.1% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: LOW DENSITY RESIDENTIAL ZONE

Township16.5% of properties

Township — small-town mix of homes, shops and local services.

Zone: TOWNSHIP ZONE

Special purpose10.9% of properties

Special purpose — infrastructure or a specific institutional use.

Zone: SPECIAL USE ZONE - SCHEDULE 14

School catchments in Cardigan

Cardigan can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Cardigan

At the 2021 Census, 9.9% of Cardigan’s 1,064 residents were born overseas.

Top ancestries

Australian43.5%
English38.2%
Irish13.9%
Scottish12.5%
German3.9%
Italian3.5%

Top countries of birth

England2.6%
India1.1%
Germany0.8%
New Zealand0.7%
Croatia0.6%
Netherlands0.6%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Cardigan

Ballarat council approved 1,124 new dwellings in the 12 months to May 2026.

1,124
Dwellings/yr
1,006
Houses
118
Units
01,2502,5002020202120222023202420252026

New dwellings approved across the whole Ballarat council area (not just Cardigan). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Cardigan address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.