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Cardiff South flood & bushfire risk

Of Cardiff South’s 1,382 mapped properties, 4.5% are in a mapped flood area and 15.2% are in a bushfire hazard area.

For context, Cardiff South’s flood exposure is in line with the NSW average of 5%, and bushfire exposure is in line with the NSW average of 16.4%.

4.5%
In a flood area
15.2%
In a bushfire area
1,382
Mapped properties

Where the hazards are in Cardiff South

Flood and bushfire areas across Cardiff South. Zoom in to see how they fall relative to individual streets.

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Crime near Cardiff South

Cardiff South sits in the Lake Macquarie council area, which recorded 15,313 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,0002,0002001200520092013201720212025

Every reported offence by type — these add up to the 15,313 total. Figures are for the whole Lake Macquarie council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Cardiff South

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$930,000+12.05%
Postcode-area median · Q4 2025
Units & apartments
$771,000+26.31%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Cardiff South shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Cardiff South

Cardiff South is mostly residential. The most common zones:

Residential82.4% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Residential15.8% of properties

Medium density residential — townhouses, terraces and low-rise units (the “missing middle”).

Zone: Medium Density Residential

Environmental0.9% of properties

Environmental management — conservation land with strong limits on development.

Zone: Environmental Conservation

School catchments in Cardiff South

Cardiff South can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Cardiff South

At the 2021 Census, 8.2% of Cardiff South’s 2,931 residents were born overseas.

Top ancestries

Australian43.9%
English41.3%
Irish10.5%
Scottish10.5%
Australian Aboriginal6.7%
German4.1%

Top countries of birth

England1.2%
New Zealand0.7%
China0.5%
Philippines0.5%
Scotland0.4%
Germany0.4%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Cardiff South

Lake Macquarie council approved 1,187 new dwellings in the 12 months to May 2026.

1,187
Dwellings/yr
768
Houses
419
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Lake Macquarie council area (not just Cardiff South). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Cardiff South address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.