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Warners Bay flood & bushfire risk

Of Warners Bay’s 5,377 mapped properties, 22.4% are in a mapped flood area and 20.3% are in a bushfire hazard area.

For context, Warners Bay’s flood exposure is above the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

22.4%
In a flood area
20.3%
In a bushfire area
5,377
Mapped properties

Where the hazards are in Warners Bay

Flood and bushfire areas across Warners Bay. Zoom in to see how they fall relative to individual streets.

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Crime near Warners Bay

Warners Bay sits in the Lake Macquarie council area, which recorded 15,313 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,0002,0002001200520092013201720212025

Every reported offence by type — these add up to the 15,313 total. Figures are for the whole Lake Macquarie council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Warners Bay

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$1,263,000+5.21%
Postcode-area median · Q4 2025
Units & apartments
$800,000+1.91%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Warners Bay shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Warners Bay

Warners Bay is mostly residential. The most common zones:

Residential46.6% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Residential23.7% of properties

Medium density residential — townhouses, terraces and low-rise units (the “missing middle”).

Zone: Medium Density Residential

Centre / commercial11.9% of properties

Centre / commercial — shops, offices and mixed use; often allows apartments above.

Zone: Local Centre

School catchments in Warners Bay

Warners Bay can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Warners Bay

At the 2021 Census, 12.1% of Warners Bay’s 8,237 residents were born overseas.

Top ancestries

English45.7%
Australian41.4%
Scottish12.5%
Irish11%
German4.9%
Australian Aboriginal3.6%

Top countries of birth

England3.1%
New Zealand1.2%
Scotland0.7%
Germany0.7%
South Africa0.6%
India0.6%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Warners Bay

Lake Macquarie council approved 1,187 new dwellings in the 12 months to May 2026.

1,187
Dwellings/yr
768
Houses
419
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Lake Macquarie council area (not just Warners Bay). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Warners Bay address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.