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Caves Beach flood & bushfire risk

Of Caves Beach’s 2,151 mapped properties, 3.4% are in a mapped flood area and 25.4% are in a bushfire hazard area.

For context, Caves Beach’s flood exposure is below the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

3.4%
In a flood area
25.4%
In a bushfire area
2,151
Mapped properties

Where the hazards are in Caves Beach

Flood and bushfire areas across Caves Beach. Zoom in to see how they fall relative to individual streets.

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Crime near Caves Beach

Caves Beach sits in the Lake Macquarie council area, which recorded 15,313 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,0002,0002001200520092013201720212025

Every reported offence by type — these add up to the 15,313 total. Figures are for the whole Lake Macquarie council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Caves Beach

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$1,170,000+8.84%
Postcode-area median · Q4 2025
Units & apartments
$850,000+30.77%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Caves Beach shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Caves Beach

Caves Beach is mostly residential. The most common zones:

Residential69.1% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Residential21.2% of properties

Medium density residential — townhouses, terraces and low-rise units (the “missing middle”).

Zone: Medium Density Residential

Centre / commercial5.3% of properties

Centre / commercial — shops, offices and mixed use; often allows apartments above.

Zone: Mixed Use

School catchments in Caves Beach

Caves Beach can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Caves Beach

At the 2021 Census, 11.5% of Caves Beach’s 4,016 residents were born overseas.

Top ancestries

Australian44.2%
English43%
Irish12.4%
Scottish12.3%
German4.4%
Australian Aboriginal3%

Top countries of birth

England3.5%
New Zealand1.2%
Scotland0.5%
Germany0.4%
Philippines0.4%
Thailand0.4%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Caves Beach

Lake Macquarie council approved 1,187 new dwellings in the 12 months to May 2026.

1,187
Dwellings/yr
768
Houses
419
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Lake Macquarie council area (not just Caves Beach). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Caves Beach address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.