Fern Bay flood & bushfire risk
Of Fern Bay’s 2,125 mapped properties, 42.7% are in a mapped flood area and 45.1% are in a bushfire hazard area.
For context, Fern Bay’s flood exposure is above the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.
Where the hazards are in Fern Bay
Flood and bushfire areas across Fern Bay. Zoom in to see how they fall relative to individual streets.
Crime near Fern Bay
Fern Bay sits in the Port Stephens council area, which recorded 5,692 reported offences in the 12 months to Mar 2026.
Every reported offence by type — these add up to the 5,692 total. Figures are for the whole Port Stephens council area (which may cover several suburbs), last 12 months. Reported offences only.
Property values in Fern Bay
Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.
Indicative postcode-area estimate — NSW medians are reported by postcode, so Fern Bay shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).
Zoning in Fern Bay
Fern Bay is mostly residential. The most common zones:
Low density residential — mostly detached houses on standard suburban blocks.
Zone: Low Density Residential
Open space / recreation — parks and sporting land; not for housing.
Zone: Private Recreation
Rural — farming and agricultural land; housing is limited.
Zone: Rural Landscape
School catchments in Fern Bay
Fern Bay can span more than one catchment — check a specific address (below) for the exact school.
Who lives in Fern Bay
At the 2021 Census, 11.8% of Fern Bay’s 4,046 residents were born overseas.
Top ancestries
Top countries of birth
Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.
Development near Fern Bay
Port Stephens council approved 622 new dwellings in the 12 months to May 2026.
New dwellings approved across the whole Port Stephens council area (not just Fern Bay). See the council trend. Source: ABS Building Approvals.
Nearby suburbs
Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.