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Karuah flood & bushfire risk

Of Karuah’s 2,208 mapped properties, 3.9% are in a mapped flood area and 60.2% are in a bushfire hazard area.

For context, Karuah’s flood exposure is below the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

3.9%
In a flood area
60.2%
In a bushfire area
2,208
Mapped properties

Where the hazards are in Karuah

Flood and bushfire areas across Karuah. Zoom in to see how they fall relative to individual streets.

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Crime near Karuah

Karuah sits in the Port Stephens council area, which recorded 5,692 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
03757502001200520092013201720212025

Every reported offence by type — these add up to the 5,692 total. Figures are for the whole Port Stephens council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Karuah

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$820,000+13.1%
Postcode-area median · Q4 2025
Units & apartments
$525,000-3.49%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Karuah shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Karuah

Karuah is mostly residential. The most common zones:

Residential51.2% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Environmental16.1% of properties

Environmental management — conservation land with strong limits on development.

Zone: Environmental Conservation

Open space14.1% of properties

Open space / recreation — parks and sporting land; not for housing.

Zone: Private Recreation

School catchments in Karuah

Karuah can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Karuah

At the 2021 Census, 8% of Karuah’s 1,618 residents were born overseas.

Top ancestries

Australian44.5%
English38.4%
Irish11.5%
Australian Aboriginal11.4%
Scottish9.2%
German3.2%

Top countries of birth

England2.5%
New Zealand1.1%
Scotland1%
Germany0.6%
Philippines0.6%
Thailand0.3%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Karuah

Port Stephens council approved 622 new dwellings in the 12 months to May 2026.

622
Dwellings/yr
442
Houses
180
Units
04759502020202120222023202420252026

New dwellings approved across the whole Port Stephens council area (not just Karuah). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Karuah address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.