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Cams Wharf flood & bushfire risk

Of Cams Wharf’s 237 mapped properties, 3% are in a mapped flood area and 51.5% are in a bushfire hazard area.

For context, Cams Wharf’s flood exposure is below the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

3%
In a flood area
51.5%
In a bushfire area
237
Mapped properties

Where the hazards are in Cams Wharf

Flood and bushfire areas across Cams Wharf. Zoom in to see how they fall relative to individual streets.

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Crime near Cams Wharf

Cams Wharf sits in the Lake Macquarie council area, which recorded 15,313 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,0002,0002001200520092013201720212025

Every reported offence by type — these add up to the 15,313 total. Figures are for the whole Lake Macquarie council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Cams Wharf

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$1,170,000+8.84%
Postcode-area median · Q4 2025
Units & apartments
$850,000+30.77%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Cams Wharf shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Cams Wharf

Cams Wharf is mostly other. The most common zones:

Other88.2% of properties

Check your council’s planning scheme for what this zone allows.

Zone: Tourist

Other5.9% of properties

Check your council’s planning scheme for what this zone allows.

Zone: Primary Production Small Lots

Environmental5.5% of properties

Environmental management — conservation land with strong limits on development.

Zone: Environmental Conservation

School catchments in Cams Wharf

Cams Wharf can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Cams Wharf

At the 2021 Census, 19.2% of Cams Wharf’s 182 residents were born overseas.

Top ancestries

English51.6%
Australian30.8%
Irish12.6%
Scottish9.9%
German4.4%
Dutch3.8%

Top countries of birth

Philippines4.4%
England3.8%
Canada2.7%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Cams Wharf

Lake Macquarie council approved 1,187 new dwellings in the 12 months to May 2026.

1,187
Dwellings/yr
768
Houses
419
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Lake Macquarie council area (not just Cams Wharf). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Cams Wharf address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.