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Terrigal bushfire risk

Of Terrigal’s 8,146 mapped properties, 0% are in a mapped flood area and 32.4% are in a bushfire hazard area.

For context, Terrigal’s flood exposure is below the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

0%
In a flood area
32.4%
In a bushfire area
8,146
Mapped properties

Where the hazards are in Terrigal

Flood and bushfire areas across Terrigal. Zoom in to see how they fall relative to individual streets.

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Crime near Terrigal

Terrigal sits in the Central Coast council area, which recorded 28,960 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,7503,5002001200520092013201720212025

Every reported offence by type — these add up to the 28,960 total. Figures are for the whole Central Coast council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Terrigal

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$1,565,000-1.57%
Postcode-area median · Q4 2025
Units & apartments
$1,168,000+11.19%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Terrigal shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Terrigal

Terrigal is mostly residential. The most common zones:

Residential55.2% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Residential32% of properties

General residential — standard housing; allowable density varies by precinct.

Zone: General Residential

Centre / commercial6.3% of properties

Centre / commercial — shops, offices and mixed use; often allows apartments above.

Zone: Local Centre

School catchments in Terrigal

Terrigal can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Terrigal

At the 2021 Census, 21.2% of Terrigal’s 12,730 residents were born overseas.

Top ancestries

English44.4%
Australian35.5%
Irish13.4%
Scottish11.4%
Italian3.7%
German3.4%

Top countries of birth

England7%
New Zealand1.9%
South Africa1.5%
Scotland0.8%
United States0.7%
China0.7%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Terrigal

Central Coast (NSW) council approved 1,217 new dwellings in the 12 months to May 2026.

1,217
Dwellings/yr
760
Houses
457
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Central Coast (NSW) council area (not just Terrigal). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Terrigal address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.