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Umina Beach bushfire risk

Of Umina Beach’s 10,139 mapped properties, 0% are in a mapped flood area and 21.9% are in a bushfire hazard area.

For context, Umina Beach’s flood exposure is below the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

0%
In a flood area
21.9%
In a bushfire area
10,139
Mapped properties

Where the hazards are in Umina Beach

Flood and bushfire areas across Umina Beach. Zoom in to see how they fall relative to individual streets.

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Crime near Umina Beach

Umina Beach sits in the Central Coast council area, which recorded 28,960 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,7503,5002001200520092013201720212025

Every reported offence by type — these add up to the 28,960 total. Figures are for the whole Central Coast council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Umina Beach

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$1,340,000+9.39%
Postcode-area median · Q4 2025
Units & apartments
$1,065,000+13.3%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Umina Beach shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Umina Beach

Umina Beach is mostly residential. The most common zones:

Residential53.8% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Residential39.4% of properties

General residential — standard housing; allowable density varies by precinct.

Zone: General Residential

Centre / commercial4.3% of properties

Centre / commercial — shops, offices and mixed use; often allows apartments above.

Zone: Local Centre

School catchments in Umina Beach

Umina Beach can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Umina Beach

At the 2021 Census, 16.5% of Umina Beach’s 17,372 residents were born overseas.

Top ancestries

English43.8%
Australian39.3%
Irish13%
Scottish10.8%
Australian Aboriginal4.2%
German3.2%

Top countries of birth

England5%
New Zealand2.1%
Philippines0.7%
United States0.5%
Scotland0.5%
South Africa0.4%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Umina Beach

Central Coast (NSW) council approved 1,217 new dwellings in the 12 months to May 2026.

1,217
Dwellings/yr
760
Houses
457
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Central Coast (NSW) council area (not just Umina Beach). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Umina Beach address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.