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Hardys Bay bushfire risk

Of Hardys Bay’s 238 mapped properties, 0% are in a mapped flood area and 77.3% are in a bushfire hazard area.

For context, Hardys Bay’s flood exposure is below the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.

0%
In a flood area
77.3%
In a bushfire area
238
Mapped properties

Where the hazards are in Hardys Bay

Flood and bushfire areas across Hardys Bay. Zoom in to see how they fall relative to individual streets.

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Crime near Hardys Bay

Hardys Bay sits in the Central Coast council area, which recorded 28,960 reported offences in the 12 months to Mar 2026.

Showing all crime — tap an offence type below to plot it over time.
01,7503,5002001200520092013201720212025

Every reported offence by type — these add up to the 28,960 total. Figures are for the whole Central Coast council area (which may cover several suburbs), last 12 months. Reported offences only.

Property values in Hardys Bay

Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.

Houses
$1,340,000+9.39%
Postcode-area median · Q4 2025
Units & apartments
$1,065,000+13.3%
Postcode-area median · Q4 2025

Indicative postcode-area estimate — NSW medians are reported by postcode, so Hardys Bay shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).

Zoning in Hardys Bay

Hardys Bay is mostly residential. The most common zones:

Residential92% of properties

Low density residential — mostly detached houses on standard suburban blocks.

Zone: Low Density Residential

Open space2.9% of properties

Open space / recreation — parks and sporting land; not for housing.

Zone: National Parks and Nature Reserves

Other2.5% of properties

Check your council’s planning scheme for what this zone allows.

Zone: Deferred Matter

School catchments in Hardys Bay

Hardys Bay can span more than one catchment — check a specific address (below) for the exact school.

Who lives in Hardys Bay

At the 2021 Census, 14.6% of Hardys Bay’s 233 residents were born overseas.

Top ancestries

English51.5%
Australian34.8%
Irish25.3%
Scottish11.6%
Italian3%
German2.6%

Top countries of birth

England7.7%
United States2.6%

Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.

Development near Hardys Bay

Central Coast (NSW) council approved 1,217 new dwellings in the 12 months to May 2026.

1,217
Dwellings/yr
760
Houses
457
Units
01,0002,0002020202120222023202420252026

New dwellings approved across the whole Central Coast (NSW) council area (not just Hardys Bay). See the council trend. Source: ABS Building Approvals.

Risk varies property by property. Check a specific Hardys Bay address:

Nearby suburbs

Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.