Spencer flood & bushfire risk
Of Spencer’s 350 mapped properties, 26.6% are in a mapped flood area and 80.6% are in a bushfire hazard area.
For context, Spencer’s flood exposure is above the NSW average of 5%, and bushfire exposure is above the NSW average of 16.4%.
Where the hazards are in Spencer
Flood and bushfire areas across Spencer. Zoom in to see how they fall relative to individual streets.
Crime near Spencer
Spencer sits in the Central Coast council area, which recorded 28,960 reported offences in the 12 months to Mar 2026.
Every reported offence by type — these add up to the 28,960 total. Figures are for the whole Central Coast council area (which may cover several suburbs), last 12 months. Reported offences only.
Property values in Spencer
Median sale price by property type, reported by postcode area — suburbs sharing a postcode show the same figure.
Indicative postcode-area estimate — NSW medians are reported by postcode, so Spencer shares this figure with nearby suburbs in the same postcode. Not a valuation of any specific property. Source: NSW DCJ Rent and Sales Report — sales tables (postcode).
Zoning in Spencer
Spencer is mostly environmental. The most common zones:
Environmental management — conservation land with strong limits on development.
Zone: Environmental Conservation
Check your council’s planning scheme for what this zone allows.
Zone: Village
Special purpose — infrastructure or a specific institutional use.
Zone: Infrastructure
School catchments in Spencer
Spencer can span more than one catchment — check a specific address (below) for the exact school.
Who lives in Spencer
At the 2021 Census, 10.8% of Spencer’s 288 residents were born overseas.
Top ancestries
Top countries of birth
Ancestry counts people reporting each ancestry (up to two each), as a share of responses. Source: ABS 2021 Census.
Development near Spencer
Central Coast (NSW) council approved 1,217 new dwellings in the 12 months to May 2026.
New dwellings approved across the whole Central Coast (NSW) council area (not just Spencer). See the council trend. Source: ABS Building Approvals.
Nearby suburbs
Figures are indicative only — verify any specific property with the relevant council. Sources: council/state planning schemes & flood mapping, Geoscape G-NAF, state police crime statistics, ABS.